Christians and Wealth: An Argument for Downward Mobility

Christians and Wealth

Great news! If you only have a minute to read about wealth, here’s my argument in a nutshell:

Outline of My Argument

  • Main Claim: American Christians should reduce their standards of living to what is necessary for human flourishing and give their excess resources beyond this standard to the poor and oppressed.
    1. God is the firmest advocate for human flourishing.
    2. The pursuit of wealth is spiritually dangerous and crippling.
    3. Our culture’s inclinations toward upward financial mobility go against the message of the New Testament and the life of Christ.
    4. God is revealed in Scripture to have a special concern for the poor and the oppressed.
    5. Christians will be held accountable for how they treat the poor and the oppressed.
  • Objections:
    1. This line of reasoning is advocating asceticism and is unbiblical.
    2. Christians have every right to keep what they have earned and to do what they wish with their excess funds.
    3. Because the poor are lazy, Christians should not feel pressured to give, in case their generosity is taken advantage of.
  • Warrant:
    1. Christians want to remain true to Scripture and submit to God’s way of life in order to find satisfaction.

(For more on Christianity, wealth, and poverty, see my topical study on what the book of Proverbs has to teach us about poverty.)

Still interested in reading about this contentious topic? Continue below.


In our current context of wealth and poverty existing side by side in a milieu of materialistic consumerism, the Christian gospel of denying ourselves and making much of God is being abandoned for the American gospel of denying others and making much of ourselves.

American Christians have become content to live a baptized version of the American dream, a hollow faith that is about maximizing your earthly portfolio once your salvation is secured.

My main contention is that Christians in the United States should lower their standards of living to what is necessary for human flourishing and give their excess resources beyond this standard to the poor. In doing so, they will remain faithful to Scripture and discover a more satisfactory way of life.

Isn’t That Asceticism?

At this point, some may claim that I am trying to advocate for a form of asceticism.

While my claim might appear that way when viewed through our culture’s thick lens of materialistic consumerism, I believe that I am actually advocating for a more satisfactory way of life.

God is revealed in Scripture to be the firmest advocate for human flourishing. That is, he desires what is truly best for his creation and his people. He created everything to be structurally good and is currently in the process of redeeming the universe from its directional digression away from its intended God-exalting purposes.

Things like hunger and poverty are on the chopping block in this redemptive mission. The standard to which everything is being drawn is not an eternally unsatisfying state of Spartan living and ascetic suffering. It is the eternally satisfying and rich state of glorifying God like creation was intended to.

I am advocating for a return to standards of living necessary for human flourishing, realizing that this standard will vary greatly from person to person and culture to culture.[1] The problem is that what appears to be the standard of human flourishing to us is often quite damaging.

False Wealth: The Dangers of Materialism

The Bible pulls no punches in describing the dangers of a materialistic pursuit of wealth.

While money is nowhere declared to be intrinsically evil, Scripture makes it clear that we are all sin-stained creatures prone to greed and self-justification, and that an abundance of wealth and possessions makes it very hard to rise above our idolatrous inclinations and serve God well.[2]

In addition, although it exceeds the scope of this essay, a strong argument can be made that our society’s pragmatic commitment to “getting ahead” is destroying our ability to experience genuine delight in the small things in life which do not increase our bottom line.[3]

Despite our initial reactions, it appears as though what our culture is encouraging us to pursue is actually quite destructive to our ability to serve God well and genuinely enjoy life.

Downward Mobility

While the culture around us is calling us towards a lifestyle of upward financial mobility, “the emphasis of the New Testament lies not on the acquisition side of things…but on sacrifice and divestiture”.[4]

The incarnation of Jesus is a clear example of the kind of God we serve, one who emptied himself of the riches of heaven in order to take on human flesh and demonstrate a fiercely sacrificial obedience that took him all the way to the cross. Although there is a big gap between kenosis and a Christian’s obligation to give to the poor, it nonetheless serves as an example of the kind of living we are called to by the gospel.

At the very least, it is reasonable to say that the life of Jesus the Messiah was an atrocious failure when judged by our society’s standards of materialistic consumerism, and yet as Christians, we would all (presumably) confess that we are called to follow his example.

Again, keep in mind that we are not all called to live ascetically and to spurn the legitimate pleasures of this life. However, one would be hard pressed to find biblical support for our culture’s view of wealth and success.

What About My Rights?

At this point, we are all tempted to rebuff and claim that we have every right to keep all of what we have “earned” and do as we wish with our excess funds.

However, the Bible presents us with the uncomfortable truth that everything we “own” is in fact owned by God and has been given to us to steward well.[5]

A prosperous Christian is not an intrinsic oxymoron, and there are examples in Scripture of wealthy people who seem to have genuinely loved God and served him well. However, there is no example of a person who selfishly viewed their possessions as their own, lived a lifestyle of extravagant wealth, and honored God by doing so.

Even more uncomfortable is the fact that, if God expects us to follow his example in our stewardship of his resources, then we are faced with a strong biblical mandate to give generously to the poor and fight for their justice.

Aren’t the Poor Just Lazy?

In my own experience, our culture’s stereotype of the poor consigns their condition to laziness. Evangelical Christians seem to use this stereotype to effectively avoid giving generously to the poor under the pretense of good stewardship and not wanting their giving to be taken advantage of by lazy individuals.

With regards to being taken advantage of, Christians should perhaps be the most willing people to be taken advantage of in their giving. After all, we frequently take advantage of God’s grace in our own lives, and if he modeled the same attitude to us that we display to the poor, we would be in a sorry state of affairs.[6]

However, the biblical picture of the poor emphasizes their destitution, need, lack of resources, and suffering under oppression.[7]

In contrast to our frequently apathetic response, God seems to have a bias to the poor. Karl Barth claimed that “God always takes his stand unconditionally and passionately on this side and this side alone: against the lofty and on behalf of the lowly; against those who enjoy right and privilege and on behalf of those who are denied it and deprived of it”.[8]

Consider the biblical account.

  • God intervened to save his people from the oppression and poverty they suffered in at the hands of the Egyptians.[9]
  • He made his frustration at his people’s improper treatment of the impoverished known through the prophets.[10]
  • Jesus the Messiah cited his own mission as one that was inextricably tied to the poor and oppressed.[11]
  • The final judgment will be executed (at least partially so) with regards to the treatment (or mistreatment) of the poor.[12]

Scripture makes it abundantly clear that God’s heart is for the impoverished, destitute, and oppressed.


As Christians, we must take seriously the words of our Savior that how we treat “the least of these” has serious import on how we treat and serve Christ himself.

We must take the whole witness of Scripture into account and realize that the God we serve and whose resources we steward shows special concern for the poor and oppressed.

We must be willing to acknowledge that our culture’s values of materialistic consumerism run against the grain of the gospel of “sacrifice and divestiture,” opening our eyes to the spiritual dangers of pursuing wealth and possessions.

Above all, perhaps, we must be willing to eschew the idolatry in our hearts and trust that our Heavenly Father knows what is best for us and desires to see us truly flourish in our sacrifice and generosity.

Then, and only then, will we be able to reduce our extravagant standards of living, give to the poor from our excess resources out of genuine generosity, and flourish as human beings by fulfilling our primary purpose: exalting and making much of our Maker.

(For a[n attempted] summary of the Christian faith, see my essay: “Theology in Outline: What do I believe?“)


Sider, Ronald. “God and the Poor.” Sider, Ronald. Rich Christians in an Age of Hunger. Word Publishing, 1997.

—. “Toward a Simpler Lifestyle: The Graduated Tithe and Other Modest Proposals.” Sider, Ronald. Rich Christians in an Age of Hunger. Word Publishing, 1997.

Wirzba, Norman. “The Decline of Delight.” Wirzba, Norman. Living the Sabbath: Discovering the Rhythms of Rest and Delight. Brazos, 2006. 64-75.

Witherington, Ben. “Deprogramming Ourselves from a Lifestyle of Conspicuous Consumption and Self-Gratification.” Witherington, Ben. Jesus and Money: A Guide for Times of Financial Crisis. Brazos, 2010. 153-169.

—. “Ten Christian Myths about Money.” Witherington, Ben. Jesus and Money: A Guide for Times of Financial Crisis. Brazos, 2010. 165-169.

—. “Towards a New Testament Theology of Money, Stewardship, and Giving.” Witherington, Ben. Jesus and Money: A Guide for Times of Financial Crisis. Brazos, 2010. 141-152.


[1] Providing a calculus for ascertaining where this standard lies on an individual basis exceeds the scope of this essay. In general terms, I am advocating for a standard of living that allows people to enjoy life with dignity within their particular context while avoiding extravagant excesses that come at the expense of others.

[2] Witherington, Towards a New Testament Theology of Money, Stewardship, and Giving

[3] Wirzba, The Decline of Delight

[4] Witherington, Deprogramming Ourselves from a Lifestyle of Conspicuous Consumption and Self-Gratification

[5] Witherington, Ten Christian Myths about Money

[6] This same point was said better and more emphatically by Professor John White (Cedarville University) in BEGE-3760 Christian Worldview Integration.

[7] Cf. personal research done from The Theological Wordbook of the Old Testament and Wealth and Poverty in Proverbs (R.N. Whybray) for a separate paper.

[8] Barth, Church Dogmatics II/1 (T.&T. Clark, 1957), p. 387

[9] cf. Exodus 3:7-9

[10] cf. Isaiah 10:1-3; Jeremiah 5:26-29; 7:5-7; Amos 2:7; 4:1; 5:10-15; 6:4-7; Micah 2:2

[11] cf. Luke 4:16-21

[12] cf. Matthew 25:31-46

By joshuapsteele

The Rev. Dev. I solve problems with a pastor's heart for people and a programmer's eye for detail. Learn more at

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